SMSF Overseas Property
Invest in Overseas Property with Your SMSF
At SMSF Depot, we help trustees unlock international property markets using their Self-Managed Super Fund (SMSF). Investing in overseas real estate through your SMSF is permitted by the ATO and the SIS Act, but it comes with added complexity. That’s where our expertise makes the difference.
Can My SMSF Invest in Property Overseas?
Yes. As long as your SMSF trust deed and investment strategy allow it, you can acquire overseas real estate. The purchase must comply with all ATO rules, including the sole purpose test, and must benefit members in retirement.
When is a Bare Trust or Custodian Trust Needed?
Some countries don’t allow foreign entities like Australian SMSFs to hold property directly. In such cases, a Bare Trust structure is needed where the SMSF is the sole beneficial owner, while a trustee holds the legal title on its behalf. SMSF Depot can assist in setting up this structure, especially if finance or borrowing is involved.
Compliance Checklist for Overseas SMSF Property Investment
Before buying international property through your SMSF, make sure to:
Ensure your trust deed permits overseas property
Review your SMSF investment strategy
Establish a Bare Trust, if required
Keep property management arm’s length
Maintain proper record-keeping
Ensure SMSF remains an Australian resident fund
Why Choose SMSF Depot?
With 12+ years of experience, SMSF Depot has guided hundreds of clients through international property acquisition using their SMSFs. We ensure your investment is fully compliant with ATO guidelines and help you avoid costly legal and tax pitfalls.